Lawanda Real Estate Metro Washington DC Realtor

Lawanda SwopeYour Perfect Real Estate Agent Current Properties

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About Lawanda

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During my career as a real estate agent, I have closed transactions in many different market conditions including residential, commercial, multi-family and land sales. As your real estate agent, I will put this knowledge and experience to work for you. My experience offers a sophisticated approach to analyzing your needs. After years of observation, interaction and training in the real estate industry, I am able to help you through every aspect of a real estate transaction. Comprehensive knowledge of your area. I am active in the community and devote many hours to community service. I believe that it is important to give back to the community that I live and work in. Working with an agent who knows your community can be vital to the success of your transaction. After years of personal and business interaction in the area, I have gained an in-depth understanding of the many factors effecting real estate transactions. NVAR LIFE MEMBER MULTI MILLION DOLLAR SALES CLUBNVAR LIFE MEMBER TOP PRODUCERS CLUBNVAR SILVER MEMBER LEGISLATIVE COMMITTEENVAR LIFE MEMBER PIONEER CLUBEDUCATIONEast Tennessee State University, BS Ferrum College ASNorthern Virginia REAL ESTATECOMMUNITY SERVICESUnited Way Alexandria Council MemberChamber of Commerce's South CountyAlexandria Historical SocietyAlexandria United Community Ministries UCM FundraisingRaising over 2500 pounds of food for UCM Food Pantry, an event planned _ an OPEN HOUSEUCM's Gala- FundraisingBig SistersGIVING BACK TO YOUR COMMUNITY!

Are you thinking of selling OR BUYING A HOME IN todays market?

Contact me for an up-to-date Personal Market/Neighborhood Analysis!

The Real Estate Professional who TAKES YOU SERIOUSLY. I AM ALWAYS AVAILABLE TO ANSWER YOU QUESTIONS. CALL ME OR TEXT ME

Cell: 703-209-1370 | Office: 703-358-9777

swope bio.pdf

Home Search

Here you can search a database of homes within the area. Please click the links to the left and bottom of the screen. And remember if you have further questions contact me Lawandas_gmail.com

http://www.myhomesdb.com/lawanda

Testimonials

Highly likely to recommendSold a home in 2011.Lawanda Swope is absolutely the most superb agent I have ever had the pleasure to deal with. She is extremely knowledgeable, dynamic in her efforts and activities, and has probably the finest techniques in marketing and publicizing one's home.No one comes close to the the enterprising methods that she has developed and made use of.Highly likely to recommendSold a home in 2007.She was responsible, knowledgeable, and defintely experienced. She listened and guided me rather than trying to force her views upon me as so many realtors will do in metropolitan areas. Her painstaking endeavors for her client exceeds any of which I had experienced previously. She defintely knows how to blend professionalism with personality! Bravos to MS Swope!!
Community

Community

Virginia: The state of Virginia covers over 40,000 square miles from the Atlantic Ocean to the Blue Ridge Mountains. Virginia surrounds a large part of the Chesapeake Bay, which encompasses over 2,500 square miles. Besides the Blue Ridge Mountains, there are two other ranges, Appalachian and Shenandoah; 15 major rivers, and eight additional major bodies of water. GeographyThe state of Virginia covers over 40,000 square mile. The Chesapeake Bay covers 1,511 square miles in Virginia. Major mountain ranges include the Alleghany, Appalachian, Blue Ridge and Shenandoah. There are 15 major rivers and eight additional major bodies of water.PopulationVirginia has a population of over 7 million people and is the 12th most populous state. There are 95 counties, 40 independent cities and 189 incorporated towns. The major metropolitan areas in are in The population is expected to rise to nearly 8.5 million by the year 2025.IncomeIn 2002 the per capita personal income was $32,922.Real EstateThe state homeownership rate in 2003 was 75%. In 2003, over 62,000 homes were sold in Virginia through MRIS®.IndustryMajor Virginian industries include Internet technology, trade, manufacturing, tourism, agriculture and government. The top industries were Internet technology, retail trade, public administration, and educational services.Sites/LandmarksThe cities of Charlottesville, Richmond, and Williamsburg are popular vacation destinations. There are also many Civil War battlefields to visit.WorkforceThe top 10 occupations for projected growth in Virginia are Computer Programmers and Systems Analysts, Cashiers, Retail Salespersons, General Managers & Top Executives, Janitors & Cleaners, Computer Engineers, Guards, Waiters & Waitresses, Registered Nurses and Nursing Aides and Orderlies.

Financing

Home Finance

When you know the amount of your down payment, and an estimate of the closing costs, and the mortgage amount for which you qualify, you will know how much home you can afford to buy.The MortgageThe most important aspect of your home purchase is the mortgage you obtain. The amount of this mortgage loan will be decided by the price of the home and your down payment.Generally, the amount of your down payment and income/debts control the price range of homes you can preview and consider buying, and hence, the size of loan needed for purchase.A lender will analyze your income and debt ratios to determine your ability to repay the loan. Generally, you can afford a loan that is 25-33% of your gross monthly income.The interest rate and the amount of the mortgage will determine the amount of your monthly payments. Higher interest rates will yield higher monthly payments. The term of most real estate loans is 15 or 30 years. Loans fall into two categories: (1) those that have a fixed interest rate and payment; and (2) those with an adjustable interest rate and payment.A Fixed Rate Mortgage provides a known monthly payment that will remain the same throughout the life of the loan. This means your house payment will never change and is easier to budget. The interest rates on these loans are usually slightly higher than adjustable loan rates since the lender is establishing a set interest rate for a number of years.Adjustable Rate Mortgage (ARM) loans generally give you the benefit of low initial interest rates, and a corresponding lower monthly payment at the beginning of the loan term. The interest rates can increase ( or even decrease) as the loan adjusts for periodic changes in bank interest rates. An important point to look for is the presence, or absence, of an interest-rate "cap." Life-of-the-loan caps place a ceiling on how high the rate can increase over the term of the loan, in some cases it can be five to six percentage points above the original rate. "Caps" are a guarantee from the lender that you will not be required to pay more than a specific maximum interest rate. Annual "caps" protect you from extreme changes in the interest rate in any given year, and usually these changes are in the one to two percent range.Shop around for your loan. Don't be afraid to ask questions and to compare one loan to another. Since you will be living with the mortgage for many years, make sure to get the best interest rate for your financial circumstances.

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